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News release


10 March 2010

The City has a vital role to play if new businesses are to survive and grow

A report published today by the City of London Corporation examining the role and contribution of public equity markets in providing funding for small to medium-sized businesses (SMEs) based in the UK has highlighted the important contribution made by SMEs to the UK economy as well as the benefits, shortcomings and efficacy of the UK’s two main growth markets (AIM and PLUS) in supporting their access to equity finance.

The report states that of the estimated 4.8 million enterprises in the UK at the start of 2008 (latest figures available), 99.4% were classed as medium sized or smaller (less than 250 employees). Between them, these businesses accounted for 59.4% of total private sector employment and generated 50.1% of private sector turnover.

Stuart Fraser, Chairman of the Policy and Resources Committee at the City of London Corporation, commented:

“Small and medium-sized enterprises (SMEs) will be vital drivers of the UK economy as we look to move towards a sustainable, long-term recovery, not only in terms of job creation and growth but also through their flexibility, capacity for innovation and geographical spread.

“If they are to succeed in this task, the City has an important role to play by providing the finance new businesses require to survive and to grow.

“However, providing funding for SMEs poses specific challenges and, at a time when lending institutions are being told that they must act in a more prudent manner and hold even greater amounts of capital on their balance sheets, many small businesses are finding it hard to obtain finance through the traditional means.

“That is why this report into the role that public equity markets play in providing funding for SMEs is so important.

“Equity investors differ from bank lenders in their expectations of return and their view of risk - our public equity markets are the largest growth markets in the world and have substantially increased the variety of capital raising and investing opportunities for UK financial services in SMEs.

“A healthy and growing smaller business sector is not a luxury but a necessity in these challenging economic circumstances.

“It is the responsibility of the financial services industry to create better blend of alternative funding streams and new products that can be easily accessed by SMEs and that meet their individual requirements.

“That is the challenge we must meet in order to make sure new businesses have the support they need to survive those difficult first few years, so they have every opportunity to grow and to become genuine assets to the UK economy.”

In addition to the difficulties directly attributable to the economic downturn, the report also highlights a number of specific reasons why SMEs are struggling to raise external finance:

  • A reduction in the supply of early stage venture capital finds (£2m to £10m) has led to SMEs becoming more reliant on business angels to meet their equity finance needs.
  • The investment relationship between business angels and venture capitals has become increasingly disconnected and business angels are now tending to fund SMEs for an exit rather than seeking ongoing investment or a market listing.
  • The Initial Public Offering (IPO) market is depressed and both business angels and venture capital funds are finding it difficult to exit from investments in order to raise capital.

The report identifies the role of the AIM and PLUS growth markets in providing a platform for investing in SMEs and suggests that 2010 will bring new opportunities for both AIM and PLUS to support high growth SMEs in accessing equity finance.

It also calls for enhanced Government support for the business angel market by increasing financial input and tax incentives and amending the Enterprise Investment Scheme rules so as to address the investment disconnect between business angels and venture capital firms.

Ends

Notes to editors

Download a copy of The City’s Role in Providing for the Public Equity Financing Needs of UK SMEs

About the City of London:
The City of London Corporation is a uniquely diverse organisation. It supports and promotes the City as the world leader in international finance and business services and provides local services and policing for those working in, living in and visiting the Square Mile. It also provides valued services to London and the nation. These include the Barbican Centre and the Guildhall School of Music & Drama; the Guildhall Library and Art Gallery and London Metropolitan Archive; a range of education provision (including three City Academies); five Thames bridges (including Tower Bridge and the Millennium Bridge); the Central Criminal Court at Old Bailey; over 10,000 acres of open spaces (including Hampstead Heath and Epping Forest), and three wholesale food markets. It is also London’s Port Health Authority and runs the Animal Reception Centre at Heathrow. It works in partnership with neighbouring boroughs on the regeneration of surrounding areas and the City Bridge Trust, which it oversees, donates more than £15m to charity annually.

About Stuart Fraser:
Stuart Fraser is Chairman of the Policy and Resources Committee of the City of London Corporation. View his biography

Press contact

James Abbott
Tel: 020 7332 1754
Mob: 07831 543188
Email: james.abbott@cityoflondon.gov.uk